HomeHome & LivingWhat is an Assured Tenancy? - Insights for Renters

What is an Assured Tenancy? – Insights for Renters

Are you in the process of searching for a new place to call home? As a renter, understanding your tenancy agreement is crucial. One type of tenancy that you may come across is an assured tenancy. But exactly what is an assured tenancy? In this blog post, we’ll dive into the world of assured tenancies and explore everything from their benefits for renters to how they differ from other types of agreements. So whether you’re a seasoned tenant or just starting out on your renting journey, keep reading to gain valuable insights into the world of assured tenancies!

What is an Assured Tenancy?

What is an Assured Tenancy?

An Assured Tenancy is a type of rental agreement typically used in the United Kingdom. It provides tenants with long-term security of tenure and certain rights, as well as protection against eviction. Under an Assured Tenancy, tenants have the right to stay in the property for an extended period of time as long as they comply with the terms and conditions of their tenancy agreement.

One key feature of an Assured Tenancy is that it can only be terminated if certain legal grounds are met. For instance, the landlord may seek possession of the property if the tenant breaches the terms of the agreement, fails to pay rent, or engages in anti-social behaviour. However, the landlord must follow the proper legal procedures and provide valid reasons for seeking possession.

Moreover, Assured Tenants have the right to request reasonable improvements to the property from their landlord. They also benefit from protection against excessive rent increases, as there are restrictions on the amount landlords can raise rents during the tenancy.

Benefits of an Assured Tenancy for Renters

Assured tenancies offer several benefits for renters compared to other types of rental agreements. Here are some key advantages:

  1. Security of tenure: The most significant benefit of an assured tenancy is the security it provides. Unlike assured shorthold tenancies (ASTs), where landlords can end the tenancy with notice, assured tenancies offer long-term stability. Eviction is extremely difficult unless the tenant substantially breaches the agreement. This gives you peace of mind and allows you to establish roots and invest in your home without the fear of sudden eviction.
  2. Right to succession: In the unfortunate event of a tenant’s death, certain family members, such as partners, children, or parents, may have the right to inherit the tenancy. This offers invaluable security for dependents who might otherwise face the loss of a loved one and the instability of finding a new home.
  3. Limited rent increases: Assured tenancies provide protection against arbitrary or frequent rent increases. Rent hikes are typically tied to inflation or specific improvements made to the property and must follow legal procedures. This predictability allows you to plan your budget with confidence, avoiding sudden, unaffordable rent spikes.
  4. Stronger repair rights: Assured tenants enjoy greater legal protection regarding property repairs. Landlords have a clear obligation to maintain the property in good condition and address urgent repairs promptly. As an assured tenant, you have the right to take legal action if your landlord neglects necessary repairs, ensuring that your living conditions remain safe and comfortable.
  5. Right to buy: Some assured tenancies, particularly those with housing associations, may come with the right to purchase the property after occupying it for a certain period. This opens the door to eventual homeownership, providing an opportunity to transition from renting to owning a home.

Overall, assured tenancies offer renters security, stability, and various rights and protections. While they may be less common than ASTs, they provide significant benefits for those seeking long-term rental arrangements with a greater sense of control and permanence.

How to Obtain an Assured Tenancy?

How to Obtain an Assured Tenancy?

Obtaining an assured tenancy in the UK can be challenging as they are less common than assured shorthold tenancies (ASTs). However, there are still a few avenues to explore:

  1. Look for social housing:
  • Council housing: Contact your local council to inquire about their waiting list for assured tenancies. While the wait can be long, it is one of the main paths to securing an assured tenancy.
  • Housing associations: Research local housing associations that offer assured tenancies. Express your interest in their assured tenancy programs.
  1. Take over an existing assured tenancy:
  • Inheritance: If you are a close family member of an assured tenant who passes away, you may be eligible to inherit the tenancy under specific rules.
  • Subletting: In rare cases, assured tenants may be allowed to sublet their property. This could provide an opportunity to temporarily occupy an assured tenancy, bearing in mind that your rights will not be the same as the original tenant’s.
  1. Negotiate with your landlord:
  • Existing AST: If you are currently in an AST, you can try negotiating with your landlord to convert it into an assured tenancy. While this outcome is unlikely, it is worth discussing if you have been a reliable tenant for an extended period.
  • New tenancy agreement: When negotiating a new tenancy agreement with a private landlord, you can express your preference for an assured tenancy. However, landlords are generally reluctant to offer this type of tenancy due to the increased security it provides tenants.

Important considerations:

  • Eligibility: Not everyone qualifies for an assured tenancy. The specific rules and criteria vary depending on the type of social housing and your own circumstances.
  • Limited availability: Assured tenancies are increasingly rare, especially in the private sector. Be prepared for long waiting lists or potential rejections.
  • Alternatives: If obtaining an assured tenancy is not feasible, consider exploring other options, such as ASTs with longer fixed terms or seeking support from housing organisations that can help you find suitable accommodation.

Navigating housing options can be complex. It is advisable to seek guidance from housing advisors, legal specialists, or your local council/housing association for personalised advice and support.

Types of Assured Tenancies

In the UK, there are two main types of assured tenancies: Assured Shorthold Tenancies (ASTs) and Assured Tenancies.

Assured Shorthold Tenancies (ASTs)

  • ASTs are the most common type of tenancy in the private sector, accounting for approximately 90% of all tenancies.
  • They are usually granted for a fixed term, such as six months or a year, but can also be periodic, with rent paid month-to-month or week-to-week.
  • At the end of the fixed term, the tenancy can either come to an end or be renewed. If renewed, it typically becomes a periodic tenancy.
  • Landlords have the right to end an AST by giving the tenant notice, even if the fixed term has not expired. However, they must have valid grounds for doing so and follow the proper legal process.

Assured Tenancies

  • Assured tenancies are less common than ASTs and are primarily found in the social housing sector, including council housing and housing association properties.
  • These tenancies offer tenants greater tenure security compared to ASTs. Landlords cannot terminate the tenancy unless the tenant substantially breaches the terms of the agreement, such as failing to pay rent or causing significant damage to the property.
  • Assured tenants also have the right to purchase the property they reside in after a certain period of occupancy. This is known as the “right to buy” and is subject to specific eligibility criteria and regulations.

It’s important to note that there are further subcategories within assured tenancies, such as Assured Agricultural Occupancies and Rent Act Tenancies.

How Do I Know If I Have an Assured Tenancy?

Determining whether you have an assured tenancy or an assured shorthold tenancy (AST) in the UK can sometimes be challenging. Here are some steps to help you clarify your tenancy type:

  1. Check your tenancy agreement: The most reliable source of information is your tenancy agreement. Review it carefully, paying attention to terms such as “assured tenancy” or “assured shorthold tenancy.” If you don’t have a written agreement, or if it is unclear, you can request a copy from your landlord.
  2. Consider the date of your move-in:
  • Pre-1989: If you moved into your property before 15 January 1989, it is likely that you have an assured tenancy.
  • 1989-1997: If your move-in date falls between 15 January 1989 and 27 February 1997, you may have an assured tenancy if your landlord did not provide you with a specific notice stating that you have an AST.
  • After 1997: If you moved in after 27 February 1997, it is probable that you have an AST unless you have a written agreement explicitly stating an assured tenancy.
  1. Look for additional clues:
  • Fixed term vs. periodic: While an AST typically has a fixed term, such as six months or a year, followed by a periodic tenancy (month-to-month), assured tenancies can be either fixed or periodic, often lacking a break clause allowing the landlord to terminate it early.
  • Rent increases: ASTs tend to have more frequent and potentially less regulated rent increases compared to assured tenancies.
  • Security of tenure: If you have concerns about your landlord terminating your tenancy without proper grounds, it is likely that you have an AST.

Renewal and Termination of Assured Tenancy

Renewal and Termination of Assured Tenancy

Renewal and termination of assured tenancies in the UK involve specific processes and considerations that differ from those of assured shorthold tenancies (ASTs). Let’s delve into each aspect in more detail:


  • Automatic renewal: In the case where neither the landlord nor tenant takes action to end the tenancy at the end of a fixed term, an assured tenancy will automatically renew. This leads to the creation of a periodic tenancy, typically on a month-to-month or week-to-week basis.
  • Negotiation: If both parties agree to continue the tenancy, they can negotiate new terms, such as a different fixed term or rent adjustment. It is crucial to ensure such agreements are put into writing through a new tenancy agreement.
  • Voluntary renewal: Unlike ASTs, landlords do not possess the ability to unilaterally force tenants to renew an assured tenancy. The decision to renew remains entirely voluntary for the tenant.


  • Grounds for termination: Similar to ASTs, landlords can only terminate an assured tenancy by utilising specific grounds outlined in Schedule 2 of the Housing Act 1988. These grounds include scenarios such as rent arrears, anti-social behaviour, or the landlord requiring the property back for particular reasons like redevelopment.
  • Notice period: Landlords must serve a notice to the tenant specifying the grounds for termination and the necessary notice period. The duration of notice periods varies depending on the grounds used, but they generally tend to be longer compared to those required for ASTs. For example, notice periods for rent arrears may range from 2 to 12 months.
  • Court order required: Unlike ASTs, landlords cannot directly evict tenants from assured tenancies. Instead, they must apply for a court order for possession, which the tenant can contest. This legal process provides the tenant with additional protection against unfair eviction.

It’s essential to note that the information provided here should serve as a general guideline. Different circumstances and tenancy agreements may have specific provisions or variations, which should be thoroughly examined for accurate legal advice.

Rent Increase and Assured Tenancy

Rent increases in assured tenancies in the UK, which provide tenants with greater security compared to assured shorthold tenancies, can occur under specific circumstances and following defined procedures. There are two primary methods for raising rent in an assured tenancy:

  1. Section 13 Notice: The most common method involves the landlord serving a written notice to the tenant using the prescribed form (Form 4). This notice must outline the new rent and the effective date, giving the tenant at least one month’s notice before the new rent is payable.
  2. Review Clause in Tenancy Agreement: If the tenancy agreement includes a rent review clause, the landlord can increase the rent according to the terms specified in this clause. However, the clause must be fair and reasonable, and the landlord must adhere to the outlined procedures.

Restrictions on Rent Increases:

Landlords are subject to certain restrictions when increasing rent in assured tenancies:

  1. Market Rent: The new rent must be comparable to the rents charged for similar properties in the local area, ensuring a reasonable and justifiable adjustment.
  2. Improvements: If the landlord has improved the property, they may increase the rent to reflect the heightened value. However, such an increase must be reasonable, and tenants must be consulted about the improvements beforehand.
  3. Tribunal Challenge: Tenants have the right to challenge a rent increase if they believe it is unfair or unreasonable. This can be done through a tribunal process, offering a mechanism for tenants to ensure their rights are protected and that rent increases are justified.

FAQ – What is an Assured Tenancy

FAQ - What is an Assured Tenancy?

1. How is Assured Tenancy Different From Other Tenancy Types?

Assured tenancies in the UK offer renters a higher level of security and rights compared to other tenancy types. Let’s delve into the specific differences:

  1. Assured Tenancies vs. Assured Shorthold Tenancies (ASTs):
  • Security of tenure: Assured tenancies provide significantly more security as landlords cannot terminate the tenancy without a court order and valid grounds such as rent arrears or serious anti-social behaviour. In contrast, ASTs allow landlords to end the tenancy with notice, even without providing a reason.
  • Notice periods: Termination notice periods for assured tenancies are generally longer than those for ASTs. This gives tenants more time to find alternative accommodation or challenge the eviction.
  • Rent increases: Rent increases in assured tenancies are typically more regulated and require justification based on market rates, property improvements, or specific rent review clauses. ASTs often have less controlled rent increases.
  • Right to buy: Assured tenants, especially those in social housing, may have the right to purchase the property after living there for a certain period. This pathway to homeownership is not available with ASTs.
  • Succession rights: Upon the tenant’s death, certain family members may inherit the assured tenancy under specific rules. However, no such right exists with ASTs.
  1. Assured Tenancies vs. Licences:
  • Occupancy rights: Assured tenancies grant exclusive possession of the property, meaning you have legal control over your living space. On the other hand, licences usually provide limited occupancy rights and allow the landlord to share the property or access common areas.
  • Eviction process: In the case of an assured tenancy, eviction requires a court order and legal justification. However, with licences, landlords can terminate the agreement with short notice or via mutual agreement without needing to go through the court system.
  • Rent control: Rent increases in assured tenancies are subject to specific regulations, while licences do not typically have any rent control mechanisms. Landlords with licences can raise the rent at any time at their discretion.

2. Can a Landlord Increase Rent Arbitrarily Under an Assured Tenancy?

No, landlords cannot arbitrarily increase rent for assured tenancies in the UK. They must follow specific procedures like issuing a Section 13 notice and keeping the increase reasonable compared to similar properties. Renters can even challenge unfair increases through tribunals.

3. What Rights Do Assured Tenants Have in Case of Disputes?

Assured tenants in the UK have a range of rights that provide them with greater protection in case of disputes with their landlords. Here are the key rights enjoyed by assured tenants:

  1. Stronger Legal Protection:
  • Formal Complaint Process: Assured tenants can follow formal complaint procedures outlined in the Housing Act 1988 and Housing Ombudsman schemes to escalate their concerns.
  • Dispute Resolution Options: Depending on the nature of the dispute, assured tenants have options such as direct negotiation, mediation, or applying to a First-tier Tribunal (Property Chamber).
  • Tribunal-Based Redress: If a dispute cannot be resolved through negotiation or mediation, assured tenants can apply to a First-tier Tribunal where decisions can include rent reductions, repairs, compensation for damages, or enforcement of tenancy terms.
  1. Enhanced Security of Tenure:
  • Eviction Limitations: Assured tenants benefit from stronger protection against eviction compared to assured shorthold tenancies (ASTs). Landlords cannot evict assured tenants without a court order and specific grounds, such as rent arrears or anti-social behaviour. Rent increases alone cannot be used as grounds for eviction.
  • Notice Periods: Assured tenants generally have longer notice periods for termination compared to ASTs. This provides tenants with more time to address issues or find alternative accommodation.
  • Succession Rights: In the event of the tenant’s death, certain family members may have the right to inherit the tenancy, ensuring that they can continue living in the property.
  1. Specific Rights Concerning Rent:
  • Challenging Rent Increases: Assured tenants have the ability to challenge unfair rent increases through the appropriate tribunals if they exceed market rates or lack proper justification.
  • Deductions and Deposits: Landlords are required to follow strict guidelines for deductions from deposits and repairs related to wear and tear. These guidelines protect the tenant’s deposit and ensure that any deductions made are reasonable and justified.

These rights give assured tenants in the UK confidence and protection in case of disputes with their landlords, ensuring they have avenues for resolution and maintaining a secure and fair tenancy.

4. How Long Does an Assured Tenancy Typically Last?

Assured tenancies in the UK can last virtually indefinitely, offering lifelong security for tenants. They continue until the tenant chooses to leave or the landlord successfully obtains a court order for eviction based on specific grounds. Unlike assured shorthold tenancies, landlords cannot end an assured tenancy simply by giving notice.

5. Is It Possible to Convert an Assured Tenancy to Another Type?

It is not possible to directly convert an assured tenancy to another type. Assured tenancies are designed to provide strong security and rights for renters, and landlords generally cannot unilaterally change them. However, there are alternative pathways you can explore depending on your desired outcome:

1. Negotiating with your landlord:

You can try discussing the possibility of switching to a different tenancy type, such as an Assured Shorthold Tenancy (AST) with a longer fixed term if both you and your landlord agree to the changes. This would require mutual consent and may involve negotiating new terms.

2. Moving to a new tenancy:

If you are seeking different terms or rent arrangements, you could consider ending your assured tenancy and actively searching for a new property that offers the desired rental agreement. This would involve terminating your current tenancy and entering into a new agreement with a different landlord or property.

3. Exploring other options:

Depending on your specific circumstances, there may be additional options to consider. For example, subletting (although rarely allowed under assured tenancies) could be an option if permitted by your landlord and the terms of your tenancy agreement. Additionally, inheriting an assured tenancy through succession rights may be applicable if you are eligible under the relevant rules and regulations.

6. Can a Landlord Terminate an Assured Tenancy Without Valid Grounds?

No, landlords cannot terminate an assured tenancy in the UK without valid grounds outlined in the Housing Act 1988. They require a court order based on reasons like rent arrears, anti-social behaviour, or need the property back for specific purposes. Tenants have the right to challenge unfair evictions and enjoy greater security of tenure.

7. What Should Tenants Do if They Suspect a Breach of the Assured Tenancy Agreement?

If you suspect a breach of the assured tenancy agreement, here are the steps you should take:

  1. Gather evidence: Start by documenting the situation with dates, times, and any supporting evidence, such as photographs or witness statements. This will provide a solid foundation for your case.
  2. Communicate with your landlord: Reach out to your landlord in a calm and reasonable manner to discuss the issue. Explain your concerns and try to find a solution together. It’s important to maintain open lines of communication and give your landlord an opportunity to rectify the situation.
  3. Seek advice: If your discussions with the landlord are unsuccessful or if you need further guidance, contact housing specialists such as Shelter or Citizens Advice. These organisations can provide expert advice and support tailored to your specific situation.
  4. Consider mediation or legal action: Depending on the severity of the breach and the advice received, you may want to explore options like mediation or legal action through tribunals. Mediation involves a neutral third party assisting in resolving the dispute, while legal action can be pursued through the appropriate tribunal if necessary.

Throughout this entire process, it is crucial to document everything. Keep records of all correspondence, agreements, and any actions taken. This evidence will strengthen your case and ensure that you have a clear record of events.

8. Are There Financial Assistance Programs for Assured Tenants Facing Difficulties?

Yes, there are financial assistance programs available for assured tenants facing difficulties in the UK. Here are some options to consider:

  1. Housing Benefit: This program provides support with rent costs for low-income individuals and families, including those in assured tenancies. Eligibility is based on income, savings, and household circumstances. Applications can be made through the local council.
  2. Universal Credit: Designed to assist individuals on low incomes or those who are out of work, Universal Credit can help cover living costs, including rent. Eligibility is determined by income and circumstances, and applications can be submitted through the government website.
  3. Discretionary Housing Payments: These payments are offered by local councils to bridge the gap between Housing Benefits and your rent, particularly if you are facing financial hardship. Eligibility is based on individual circumstances and council discretion, and applications should be made through the local council.
  4. Support for Mortgage Interest: If you are struggling to meet mortgage repayments due to financial hardship, this program can provide assistance with mortgage payments. Eligibility varies depending on the lender and circumstances, so it is advisable to contact your mortgage lender directly for more information.
  5. Charitable Grants: Various charities offer grants to help with rent, utilities, and other essential costs. These grants can often target specific groups, such as families or disabled individuals. Eligibility criteria vary depending on the charity. You can search online databases like Turn2us or directly contact relevant charities for more information.

It’s important to research and explore all available options to find the most suitable financial assistance program based on your specific circumstances.

9. How Does Assured Tenancy Affect Subletting Arrangements?

Assured tenancy in the UK has implications for subletting arrangements as it generally places restrictions on this practice. In most cases, subletting the entire property is prohibited under an assured tenancy agreement unless there is explicit landlord consent. These agreements also often limit the duration and purpose of any subletting arrangement.

However, there may be exceptions for temporary subletting arrangements, such as during travel or other specific reasons. To avoid complications, it is essential to consult your tenancy agreement and seek landlord approval before proceeding with any subletting arrangement.

10. What Steps Should Tenants Take When Considering Renewing Their Assured Tenancy?

When considering renewing their assured tenancy in the UK, tenants should follow these key steps:

  1. Review Tenancy Agreement: It is important to thoroughly review the existing tenancy agreement, understand its terms and conditions, and check for the presence of a renewal clause. Pay attention to any potential adjustments in rent.
  2. Assess Property Satisfaction: Consider factors such as the overall condition, location, and suitability of the property for your needs. Assess whether you are satisfied with your current living situation.
  3. Research Local Rent Prices: Research and compare the current rent of similar properties in the area. This will help you gauge whether the potential increase in rent is fair and in line with the market.
  4. Negotiate with Landlord: Engage in open and constructive communication with your landlord. Discuss your preferred terms, such as rent amount or duration, and aim for a mutually beneficial agreement.
  5. Seek Legal Advice (Optional): In complex situations or if you have concerns about the terms of the renewal, it can be helpful to seek advice from housing specialists or legal professionals. They can provide guidance and ensure your rights are protected.
  6. Sign Renewal Agreement Only If Satisfied: Before committing to the renewal, make sure all agreed terms are clearly outlined in a written renewal agreement. Read and understand the document thoroughly before signing.

By following these steps, tenants can approach the process of renewing their assured tenancy in a thoughtful and informed manner, ultimately securing a renewal that best meets their needs.


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